Privacy Policy
INFORMATION COLLECTION AND USE STATEMENT ON THE PRIVACY
OF CUSTOMER INFORMATION
OUR PRIVACY COMMITMENT:
At National Bank Of Kansas
City, we value our customers' trust and respect their privacy
and confidentiality in all of their dealings with our bank. We are
committed to safeguarding customer information. Our policy is
designed to protect the confidentiality of information we have
about you. Since your privacy is a priority to us, National Bank Of
Kansas City will not share non-public information about you with
third parties outside of our organization without your consent,
except as explained in our Privacy Policy.
WE COLLECT INFORMATION TO SERVE YOU AND ADMINISTER OUR
BUSINESS:
National Bank Of Kansas City collects, retains, and uses
information about individual customers only when we believe it
would be useful (and allowed by law) in administering our business
and to provide products, services, and other opportunities to
customers. This information is obtained from application
information, transaction information, and consumer report
information.
SHARING INFORMATION WITHIN NATIONAL BANK OF KANSAS
CITY:
National Bank Of Kansas City is owned by Ameri-National
Corporation. As part of an effort to provide customers with
comprehensive and effective service, we may use information that we
have collected about you to inform you of certain financial
products and services that may be of interest to you and which you
may not otherwise know about. This may include the following
information: identification information (such as your name and
address), credit reports (such as your credit history), application
information (such as your income or credit references), your
account transactions and experiences with us (such as your payment
history), and information from other third parties (such as your
employment history). For example, if you have a mortgage loan with
National Bank Of Kansas City, we would know that you are a
homeowner and may be interested in hearing how a home equity loan
from National Bank Of Kansas City could finance a home
improvement.
SHARING INFORMATION OUTSIDE NATIONAL BANK OF KANSAS
CITY:
National Bank Of Kansas City makes disclosures to other
nonaffiliated third parties as permitted by law, such as (1) when
that information is requested by you; (2) when it is needed to
process or complete a transaction initiated by you; (3) when
required or allowed by law; or, (4) with reputable credit reporting
agencies. Personal information will not be sold or distributed to
other parties. We may, from time to time, provide information about
you to our service providers to help us perform marketing services
for National Bank Of Kansas City products and services.
OUR FORMER CUSTOMERS:
National Bank Of Kansas City is concerned about the accuracy of
customer information and, therefore, we will not disclose nonpublic
personal information about former customers after two years from
the time they cease to be our customers. For the first two years,
however, we may share this information in the same manner and to
the same categories of other parties as we do with current
customers.
WE LIMIT EMPLOYEE ACCESS TO YOUR
INFORMATION:
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.
OTHER INFORMATION:
This Privacy Statement applies to products or services provided by
National Bank Of Kansas City used primarily for personal, family or
household purposes (not business purposes).
OUR CONTINUING COMMITMENT:
We may amend our privacy policy from time to time. However, we
will notify you if we change our policy. Examples contained within
this Privacy Statement are to serve as illustrations; they are not
intended to be exclusive. Annually, we will send our customers our
most recent privacy policy notice.
